Creating your company's retirement plan doesn't have to be boring.
- Build the right plan for your business
- Keep your plan compliant
- Engage your participants
- Get the support you need
- Attract and retain great talent
Meet (K) Plans
A Team of Advisors Specializing in Company Sponsored Retirement Plans
We get it. Your company sponsored retirement plan probably isn’t the first thing on your mind every day. The rules are complicated, there’s liability involved, and quite frankly, it’s not something for which you strive to gain expert status. Fact is, developing and managing a company’s retirement plan is one of the most specialized areas of financial planning. Fewer than 1% of advisors in the U.S. specialize in this space where government regulations, employer liabilities and careful creation of plans rule the day. The good news is, the (K) Plans team excels in this environment. It’s all we do, and we’ve been doing it for a long time.
Private Equity and M&A clients also turn to (K) Plans for our depth of knowledge and experience serving their unique needs. We understand this space and the nuances of serving portfolio companies and management teams. The team has the know-how and the creativity required to develop plans that address cash flow and profitability goals, delivering cost-effective retirement plans that add value. It can be done, and the (K) Plans team knows how to make it happen.
We know the ABCs of doing this complex work … or in this case, the DOLs, the IRSs, and the ERISAs of the world that we want to keep on your good side. We’ll help you get the most out of your plan, and create the best possible scenario for you and your participants. What’s your plan? Could it be a:
- 401(k)
- 403(b)
- Profit Sharing
- Cash Balance
- Pension
- Simple IRA
- SEP IRA
- Executive Bonus
- Retention Plan
Whether you have a plan in place that needs a tune up or optimization, or you’re looking to adopt a new plan that’s a better fit for your company and people, we are here to help.
You Can Rely on (K) Plans
This work isn’t straightforward. That’s why so few financial advisors specialize in company sponsored retirement plans. It also means that companies don’t get the support they need when it comes to creating and managing their plans, putting them at risk if a complaint is filed or the regulators come calling. We want to make sure you have a team of professionals on your side to not only assist in the creation of a plan that’s a true benefit for your workforce, but also to reduce your fiduciary liability. You no longer have to neglect your plan simply because “it works,” go without one because it’s too complicated to take on, or worry about it at night because you’re not sure if all the right boxes are being checked. The (K) Plans process will help you:
Want to see (K) Plans in action?
Not sure where to start or what to do next? We’re here to help. Hear more from our (K) Plans team today.
You and Your Business Benefit from a Solid Retirement Plan
The (K) Plans team has the knowledge, experience and focus to create and manage your company sponsored retirement plan. The journey starts there, but you’ll benefit in many other ways:
- Build your team’s financial wellbeing … just as companies are underserved in the area of plan development and management, so are the participants. In the traditional scenario, your employees look at some paperwork, check some boxes, and cross their fingers they’ve made the right choices for the long-haul. We’re here to change all that. We give them access to a wealth advisor, regardless of their account size. They’ll benefit from regular, professional education to help them create a holistic plan for their future.
- Manage performance … we’re not just here to set it and forget it. (K) Plans leverages the collective experience of our investment team to build customized investment models to meet your needs. We review performance on an ongoing basis, screen every fund in the lineup, and help to ensure that your plan is working towards your goals. This active approach reduces your risk.
- Support you as an owner or executive … If you own the business, or are in a senior leadership position, you’ve probably got a lot invested in your company’s retirement plan. On one hand, that means you’re in the plan just like everybody else. On the other hand, your needs are 100% different from the others. (K) Plans understands this, and can build a team of advisors, tax and estate professionals, and portfolio managers to guide your individual wealth journey.
Ready To Do Something Different – Something Better – For Your Company Sponsored Retirement Plan?
We know you have questions. And we know you want to provide the best scenario for your company, make life easier for the person in-house who administers it, and reduce your worry that something may be amiss. Get started today.